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What now?

Christmas and the New Year have been and gone; summer has been and gone; and children will soon be back at school.Suddenly reality is setting in. Life goes back to normal, and the bills are starting to bite. Maxed the credit cards? Gone into overdraft? Overdone the AfterPay?Three ways to avoid stressing out over your financial situation:Don’t panic!Seek advice!Plan now for the 2025 silly season!...

Why it is okay to be the grinch at Christmas

Many people find Christmas stressful and if already struggling financially, this time of year can be extra stressful.So four ways to survive Christmas without a financial meltdown?Ignore Christmas (so you don't have to buy presents)If you can't, be honest and tell family and friends you love them and you are the gift this year - your presence is their presentsThink of home made gifts, recycled gifts, vouchers for time - be creativeIf all else fails, remember it will soon be January...

Levin Budget Service on The Horowhenua Service Show

Episode Synopsis"This week in the Levin Mall Studio, Oliver chats with Heather Kinsey, the Coordinator of the Levin Budget Services, about some of the financial assistance they provide to those in need. She goes over how they craft a budget, explains some key financial terms, and offers some generic advice on how you can save money. The Horowhenua Service Show is dedicated to highlighting the community and volunteer groups within Levin and the Horowhenua district who provide valuable services to...